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2011-01-05 15:06:04
Getting Your Loan Pre-approval Process Underway

Being pre-approved by a lender can put you in a
much stronger negotiating position because it shows
the seller that you are a committed buyer, financially
capable of buying the property and more likely to
close on the property. Pre-approval is different
from pre-qualification, which is merely an estimate
of what you may be able to afford. Pre-approval
occurs when the lender has reviewed your credit
and believes that you can finance a home up to a
specific amount. However, neither pre-approval or
pre-qualification represents or implies a commitment
on the part of a lender to actually fund a loan.
Here are some of the current documents you’ll
need to get started:
Income
• Current pay stubs
• W-2s or 1099s
• Tax returns, usually for two years
Assets
• Bank statements
• Investments/brokerage firm statements
• Net worth of businesses owned (if applicable)
Debts
• Credit card statements
• Loan statements
• Alimony/child support payments (if applicable)

 
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2011-01-05 15:16:42
Robert Bolar full-service Realtor

2011-01-05 15:10:54
Glossary

2011-01-05 15:09:05
Preparing For The Closing Costs

2011-01-05 15:08:20
Understanding The Title Search Process

2011-01-05 15:07:36
Navigating The Financing Process

2011-01-05 15:06:33
Understanding The Asking Price

2011-01-05 15:06:04
Getting Your Loan Pre-approval Process Underway

2011-01-05 15:05:13
Finding the Right Home

2011-01-05 15:04:01
Turning You Into a Cash Buyer

2011-01-05 15:02:45
Establishing Your Purchasing Power

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