Ivins luxury buyers gain new power to negotiate price in 2026
Luxury buyers in Ivins can now negotiate on their terms, without giving up their lifestyle goals. Here's how the new balance works....…
12 Month Housing Market Update
Washington County, Utah (primarily the St. George metro area, including Ivins, Hurricane, Washington City, and surrounding communities) real estate market over the last 12 months (…
The Proposed Development on the Shivwits Reservation
The Proposed Development on the Shivwits Reservation: Economic Opportunity, Sovereignty, and Local Impacts in Southern Utah Southern Utah's growth continues at a rapid pace, and on…
Best Neighborhoods in St. George Utah: A 2026 Guide to Luxury & Lifestyle
Best Neighborhoods in St. George Utah: A 2026 Guide to Luxury & Lifestyle Can a community truly balance modern luxury with the raw, untamed spirit of the Mojave Desert? As Southern…
Professional Credentials and Local Expertise
Robert Bolar is a highly regarded, top-rated realtor specializing in Ivins, Utah, and the surrounding Southern Utah areas like Kayenta, Entrada, and St. George. With over 20 years …
Affordable Housing Crisis in Southern Utah.
The Affordable Housing Crisis in Southern Utah has become one of the most pressing issues facing the region, particularly in booming areas like Washington County (home to St. Georg…
Vote for Robert Bolar for WCBR Director
I'm Robert Bolar, and I'm asking for your vote to serve on the Washington County Board of REALTORS® (WCBR) Board of Directors. With over 21 years of full-time experience as a top 1…
Celeste Maloy Legislative Support: Shivwits Band of Paiutes
Legislative Support: Shivwits Band of Paiutes Jurisdictional Clarity Act 1. Rep. Celeste Maloy, in collaboration with Senator John Curtis (R-UT), introduced the Shivwits Band of Pa…
The Ripple Effect: How California Wildfires Might Impact Utah's Home Insurance M
The Ripple Effect: How California Wildfires Might Impact Utah's Home Insurance Market in 2025 As we step into 2025, homeowners and insurers in Utah are on high alert, not just beca…
Why Robert Bolar?
When you think about a seasoned professional in the real estate realm, Robert Bolar is the name that echoes within the corridors of luxury property dealing. Boasting 24 valuable ye…
Southern Utah Real Estate in 2025
Navigating the Southern Utah Real Estate Market in 2025 Welcome, future homeowners and investors, to a comprehensive guide on the Southern Utah real estate market as we delve into …
Dry Wash Ivins Utah Update
Troubled Waters Matt Marten, Kayenta Development Inc. 2-14-2024 A consequential reservoir project is in the planning process but little detail is known For almost three years, the …
The Most Important Questions to Ask a Lender
In this short video, you will learn the most important question you should ask a lender your about to work with: https://youtube.com/shorts/ysyxu9IGPrA?feature=share What Questions…
Where Does the Money Come From for Mortgage Loans?
In the olden days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan. If the bank had extra funds lying around and considered you a go…
Lead Poisoning
Lead poisoning is a serious problem that can lead to adverse health problems. In children, high levels of lead can cause damage to the brain and nervous system, behavioral and lear…
Plan of Action
Analyze why you are selling - If you understand your motives, you will be able to better negotiate and to get what it is that you want, whether it be a quick sale, high price, or s…
Is Buying a Home Still a Smart Plan
With the burst of the housing bubble, credit crisis, and millions of foreclosures across the country, you may wonder if buying a home is such a good idea after all. However, it's i…
The Biweekly Mortgage - Who Needs It?
Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive a…
Title Insurance When Refinancing Your Loan
Lower interest rates have motivated you to refinance your home loan. The lower rate may save you a tremendous amount of money over the life of the loan, but you should also expect …
Underground Heating Oil Tanks
Underground heating oil tanks can pose many potential problems to both home buyers and sellers. They have been the source of many environmental problems such as contamination of su…
For Sale By Owner - A Good Idea?
FSBO (pronounced fizz-bo), or For Sale By Owner, is a way of selling your home without the use of a professional real estate agent or broker. The idea behind FSBO is that by sellin…
Hot, Normal, and Cold Markets
Hot Market This is an extremely competitive market and is advantageous to the seller. Sometimes, homes will sell as soon as they are listed or even before homes are listed. Typical…
Land Contract
An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buye…
Title Insurance Requirements for Insuring Trusts
In today's world of busy probate courts and exorbitant death taxes, the living trust has become a common manner of holding title to real property. The following may help you unders…
Living Trusts
Estate planners often recommend Living Trusts as a viable option when contemplating the manner in which to hold title to real property. When a property is held in a Living Trust, t…
Insist on a Home Inspection
A professional home inspection protects both you and the buyer. It allows both you and the buyer the opportunity to learn about the property's defects. A home inspection usually co…
Avoiding Financial Stress
By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping …
The No-Cost Thirty Year Fixed Rate Mortgage
There really is no such thing as a no-cost mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, processing fees, flood c…
Title Insurance - Where Does Your Dollar Go?
Title Insurance: As a homebuyer, the term is probably familiar - but is it understood? What is your dollar actually paying for when you purchase a title policy? Title Insurers, unl…
Environmental Issues
When purchasing a piece of property, it is important to be aware of any environmental liabilities associated with it. For example, you should find out if there are any registered u…
Finding the Right Agent
Not all agents work the same way. The most important attribute of an agent is that he/she is well connected to the real estate industry. He/she should know the market and provide i…
Finding the Right Seller
The best seller is one who is highly motivated. A highly motivated seller is more likely to sell at a price that is less than his or her house is actually worth. And it matters tha…
Which ARM is the Best Alternative?
How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-y…
Understanding Title Insurance
What is title insurance? Newspapers refer to it in the weekly real estate sections and you hear about it in conversations with real estate brokers. If you've purchased a home you m…
Condominium and PUD Ownership
Builders, in an effort to combat the dual problem of an increasing population and a declining availability of prime land, are increasingly turning to common interest developments (…
Making a Good First Impression
If you want buyers to be interested in your home, you need to show it in its best light. A good first impression can influence a buyer both emotionally and visually, thus prompting…
Use a Buyer's Agent
It's important that you choose an experienced agent who is there for you. Your agent should be actively finding you potential homes, keeping you informed of the entire process, neg…
The Advantages of Different Types of Mortgage Lenders
What kind of lender is best? If you ask a loan officer, "What kind of lender is best?" the answer will be whatever kind of company he works for and he will give you a list of reaso…
Creative Financing
Creative financing: You've heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially,…
Know Why You are Selling
If you know exactly why you are selling then it is easier for you to follow the right plan of action for getting what you want. If you are a seller who needs to close a sale as qui…
Why You Should Not Make Any Major Credit Purchases
Don't go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluati…
WHAT'S A FICO®?
What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau's computer evaluates…
Statements of Information
What's in a name? When a title company seeks to uncover matters affecting title to real property, the answer is, "Quite a bit." Statements of Information provide title companies wi…
Considering Offers
When reading an offer, keep in mind that you are out to get the best price AND the best terms for you. If you focus solely on the price, you may overlook terms that could be favora…
Build a Plan of Action and Get Ready
Buying a home will probably rank as one of the biggest personal investments one can make. Being organized and in control will contribute significantly to getting the best home deal…
Home Sellers and Their Selling Experience
Home Sellers and Their Selling Experience The typical home seller was 56 years old, with a median household income of $112,300. For all sellers, the most commonly cited reason for …
Home Selling and Real Estate Professionals
Home Selling and Real Estate Professionals • Sixty-eight percent of sellers found their agent through a referral from a friend, neighbor, or relative or used an agent they had work…
Financing the Home Purchase for Utah Real Estate
Financing the Home Purchase in 2021 Eighty-seven percent of recent buyers financed their home purchase, down from 93 percent in 2003. The typical downpayment for first-time buyers …
2021 Characteristics of Home Buyers
Among all buyers last year, the share of first-time home buyers grew to 34 percent from 31 percent. While first- time buyers have had record low interest rates, they have also face…
Types of Mortgage Lenders
Mortgage Bankers. Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie M…
Understanding Preliminary Reports
After months of searching, you've finally found it -- your perfect dream home. But is it perfect? Will you be purchasing more than just a beautiful home? Will you also be acquiring…
Setting the Price
The price is the first thing buyers notice about your property. If you set your price too high, then the chance of alienating buyers is higher. You want your house to be taken seri…
Importance of Inspection
As a buyer, you are entitled to know exactly what you are getting. Don't take anything for granted, not even what you see or what the seller or listing agent tell you. A profession…
Common Ways of Holding Title
How Should I Take Ownership of the Property I am Buying? Real property can be incredibly valuable and the question of how parties can take ownership of their property is important.…
Getting a Legitimate Lender and Getting Pre-Approved
It used to be that buyers could go house shopping and when they have found their dream home, then they go to get pre-approved. However, in today's market, that has proven to be one…
Getting the Highest Price in the Shortest Time
In order to get the highest price in the shortest time, you need to know how to market your home. The better you market your home, the more offers you will get. And the more offers…
Items You Need When Applying For a Loan
Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data…
Mechanic's Liens
The Mechanics' Lien law provides special protection to contractors, subcontractors, laborers and suppliers who furnish labor or materials to repair, remodel or build your home. If …
Required Reporting to the I.R.S.
Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. This required reporting is a consequence of the Tax Reform Act o…
The Functions of an Escrow
Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related docum…
Thinking About Buying a Foreclosure?
With the housing bubble burst and the subprime mortgage crisis, millions of homeowners found themselves unable to make their mortgage payments. Many found themselves owing more on …
Understanding Foreclosures
It is an unfortunate commentary, but when economic activity declines and housing activity decreases, more real property enters the foreclosure process. High interest rates and crea…
What is a Short Sale Anyway?
An increase in foreclosure rates will inevitably bring with it an increase in short sales. But what is a short sale? A short sale happens when you sell your house for less than you…
Why Do You Need Title Insurance?
Title Insurance. It's a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers.…
Your Savings and Down Payment
Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the In…
Looking for a great deal on a home? Buy in the winter!
Looking for a great deal on a home? Buy in the winter The days of numerous foreclosures and short sales are long gone, but that doesn't mean it's impossible to get a good deal on a…
in mortgage rates could mean big savings for 2021
in mortgage rates could mean big savings President's Message Robert Bolar The fall housing market is showing some signs of heating up even as the weather cools down. That's because…
Tips for Getting Your Home Ready to Sell
With the spring home buying season just around the corner, you may be thinking about putting your home up for sale. Now may be the time to list your home with strong demand from bu…
Tips for Finding a Vacation Home
As we move through the winter and Covid, many Utah residents are missing their annual vacation trips to the lake, the mountains, the coast or perhaps tropical locales like Hawaii o…
Equity Real Estate is like no other...
"When comparing real estate brokerages, it can be easy to assume that all of us are the same. From community involvement and philanthropy, to a brand heritage dating back many year…
Review us please
I would love to have the same review on Google: Robert Bolar on Google Thanks for allowing me to assist you with your real estate business. Please don't keep me a secret. :-) Rober…
OwnUtah.com Fresh, Accurate and Relavant
According to a study done by the WAV Group 'The study found that about 36 percent of the listings shown as active on Zillow and Trulia were no longer for sale in the local MLS' com…
Home Staging
Great Staging Video! :-) Home Staging Guide TRY THESE AFFORDABLE IDEAS Carve Out A Truly Great Space Designers are viewing the heart of the home in a more holistic way. Make way fo…
Biggest Home Seller Mistakes
A recent survey of real estate agents by ActiveRain has confirmed that there are certain things a seller should avoid if they are trying to get their home sold for the best price i…
Robert Bolar full-service Realtor
You are about to embark on one of life's most important and exciting journeys, the selection and purchase of a home. I am committed to making the home buying process efficient, eff…
Glossary
Understanding the terms used throughout a real estate transaction can almost seem like learning a whole new language. We've created this handy glossary to help you master the vocab…
Preparing For The Closing Costs
Preparing For The Closing Costs A home purchase is a complex transaction involving many parties and associated fees. In addition to your deposit and down payment, there are a varie…